Boat/Watercraft Insurance in Colorado

There's no doubt that life in Colorado is perfect for those who love the outdoors. But if you own a boat or other personal watercraft, making sure you have the appropriate level of insurance coverage before you jet off on your next outdoor excursion is incredibly important.

This is where our team at Aspen Gold Insurance Brokers can help.

What Type of Coverage is Included with a Boat or Personal Watercraft Policy?

Purchasing a boat or personal watercraft insurance policy is very similar to buying a policy for your automobile. Liability insurance coverage is included to help cover you should you have an at-fault claim where you are responsible for another person's medical or property damage. There is also physical damage coverage, which is designed to help pay for any necessary repairs to the boat after a claim.

Other optional coverage options, including medical payments for yourself and your boating passengers, are also available. There are even policy considerations for prop damage, recovering the watercraft if it sinks, and much more. It is important to speak directly with your agent to determine what your exact needs are and whether or not any of these policy options apply to your unique situation.

Why Work with Aspen Gold Insurance Brokers?

At Aspen Gold Insurance Brokers, we are independent agents. This means that we work with a multitude of different carriers instead of being tied to just one. By working with us, we are able to shop around on your behalf to find the highest level of coverage to suit your needs at the most budget-conscious price.

For more information about boat insurance or to receive a no-obligation quote, please contact us today.