{"id":105,"date":"2019-08-12T02:00:00","date_gmt":"2019-08-12T14:00:00","guid":{"rendered":"https:\/\/www.aspengoldins.com\/blog\/?p=105"},"modified":"2020-06-08T12:26:59","modified_gmt":"2020-06-08T18:26:59","slug":"the-basics-of-general-liability-in-commercial-insurance","status":"publish","type":"post","link":"https:\/\/www.aspengoldins.com\/blog\/the-basics-of-general-liability-in-commercial-insurance\/","title":{"rendered":"General Liability Basics in Commercial Insurance"},"content":{"rendered":"\n
\"What<\/figure>\n\n\n

If you own a business, General Liability insurance (GL), is a type of insurance that can protect you when accidents and incidents occur during business operations. Some incidents that may be covered with General Liability insurance include bodily injury, personal injury, and damages to premises that are rented to you. Without proper coverage, your business may be negatively impacted financially which can put a huge burden on your cash reserves and assets.<\/p>\n

General Liability For Contractors<\/strong><\/p>\n

Running a small business or operating as a contractor means you will need some form of liability insurance to protect yourself from lawsuits that can arise from accidents. Even one accident can leave your business susceptible to financial hardship it may not survive. BOP or Business Owners Policy is a type of property insurance that may include General Liability. However, it is possible to purchase GL separately depending on how your business operates. Many businesses that do not own commercial property will forgo a BOP and just have General Liability insurance.<\/p>\n

Is General Liability Required By Law?<\/strong><\/p>\n

While GL insurance is not required by law, many businesses simply can’t afford to operate if they are dealing with a liability claim. It can be a huge burden especially for smaller businesses that do not have large cash reserves. Even larger businesses will have some form of liability insurance as it is fairly common they will experience a claim at some point in their lifetime.<\/p>\n

If you operate a business, large or small, or are a contractor, it can be a smart move to make sure you are adequately covered in the event of a liability claim. Call Aspen Gold Insurance Brokers<\/a> of Broomfield, CO to speak to a representative and schedule an appointment. We can guide you through your particular insurance needs and find a policy that works for you.<\/p>","protected":false},"excerpt":{"rendered":"

If you own a business, General Liability insurance (GL), is a type of insurance that can protect you when accidents and incidents occur during business operations. Some incidents that may be covered with General Liability insurance include bodily injury, personal injury, and damages to premises that are rented to you. Without proper coverage, your business […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[52,53],"class_list":["post-105","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-general-liability","tag-general-liability-insurance"],"yoast_head":"\nGeneral Liability Basics in Commercial Insurance | Aspen Gold Insurance<\/title>\n<meta name=\"description\" content=\"Running a small business or operating as a contractor means you will need some form of general liability insurance to protect yourself from lawsuits.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.aspengoldins.com\/blog\/the-basics-of-general-liability-in-commercial-insurance\/\" \/>\n<meta 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