{"id":963,"date":"2024-10-15T04:00:00","date_gmt":"2024-10-15T10:00:00","guid":{"rendered":"https:\/\/www.aspengoldins.com\/blog\/?p=963"},"modified":"2024-10-15T08:26:42","modified_gmt":"2024-10-15T14:26:42","slug":"does-a-parent-need-to-cosign-for-a-teens-auto-insurance","status":"publish","type":"post","link":"https:\/\/www.aspengoldins.com\/blog\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\/","title":{"rendered":"Does a parent need to cosign for a teen’s auto insurance?"},"content":{"rendered":"\n
\"teen's<\/a><\/figure>\n\n\n

A teen’s auto insurance is a necessity as they hit the road as a new driver. Has your Denver, CO household welcomed a teen driver into its midst? Perhaps your teenager took driver’s education in school, attended a driving school, or you taught them. Either way, ensure they pull onto the roads of Colorado adequately prepared. That means ensuring they carry proper auto insurance<\/a> through Aspen Gold Insurance Brokers.\u00a0<\/p>\n

Insuring Your Teen Driver<\/h2>\n

Teen drivers must carry auto insurance, just as adults do. The insurance industry offers several ways to do this, and the choice of method depends on the driver’s age.<\/p>\n

Add Them to Your Policy<\/h2>\n

The most common way to handle the situation is for a parent to add their teen to their own policy. This action can temporarily increase premium costs, but it gets your young driver legally on the road.<\/p>\n

Co-sign for the Teen’s Auto Insurance Policy<\/h2>\n

Take responsibility for paying the premiums with your teenager by co-signing a policy for the teen. This choice provides them with their own auto insurance before they reach the ripe old age of 18 and does not harm their premiums. They need a parental co-signer before that time because they can’t sign legal documents until they reach 18, the age of consent.<\/p>\n

Teen Buys Policy Independently<\/h2>\n

Once a teen reaches the age of 18, they can purchase their own policy without a co-signer. Reaching the legal age of consent lets them sign contracts independently. An insurance policy is a type of contract.<\/p>\n

Contact Aspen Gold Insurance Brokers Today<\/h2>\n

Make your teen fully prepared for their new responsibilities as a driver in Denver, CO. Contact Aspen Gold Insurance Brokers<\/a> today to buy your teen’s policy or help them buy their own.<\/p>","protected":false},"excerpt":{"rendered":"

A teen’s auto insurance is a necessity as they hit the road as a new driver. Has your Denver, CO household welcomed a teen driver into its midst? Perhaps your teenager took driver’s education in school, attended a driving school, or you taught them. Either way, ensure they pull onto the roads of Colorado adequately […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[247,246],"class_list":["post-963","post","type-post","status-publish","format-standard","hentry","category-car-insurance","tag-auto-insurance-for-teens","tag-teen-drive-insurance"],"yoast_head":"\nDoes a parent need to cosign for a teen's auto insurance? - Aspen Gold Insurance Brokers<\/title>\n<meta name=\"description\" content=\"A teen's auto insurance is a necessity as they hit the road as a new driver. Contact our experienced insurance agents to learn your options.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.aspengoldins.com\/blog\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Does a parent need to cosign for a teen's auto insurance? - Aspen Gold Insurance Brokers\" \/>\n<meta property=\"og:description\" content=\"A teen's auto insurance is a necessity as they hit the road as a new driver. Contact our experienced insurance agents to learn your options.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.aspengoldins.com\/blog\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Aspen Gold Insurance Brokers\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pages\/Aspen-Gold-Insurance\/345336135658858\" \/>\n<meta property=\"article:published_time\" content=\"2024-10-15T10:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-10-15T14:26:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.aspengoldins.com\/blog\/wp-content\/uploads\/2024\/10\/Teen-auto-insurance-Aspen-Gold-Insurance-Brokers-Denver-CO.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"agentinsure\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@AspenGoldInsure\" \/>\n<meta name=\"twitter:site\" content=\"@AspenGoldInsure\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"agentinsure\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\\\/\"},\"author\":{\"name\":\"agentinsure\",\"@id\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/#\\\/schema\\\/person\\\/3fed4a3b0a09c681115d73b3868cb488\"},\"headline\":\"Does a parent need to cosign for a teen’s auto insurance?\",\"datePublished\":\"2024-10-15T10:00:00+00:00\",\"dateModified\":\"2024-10-15T14:26:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\\\/\"},\"wordCount\":306,\"publisher\":{\"@id\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/10\\\/Teen-auto-insurance-Aspen-Gold-Insurance-Brokers-Denver-CO-300x300.png\",\"keywords\":[\"Auto insurance for teens\",\"teen drive insurance\"],\"articleSection\":[\"Car Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\\\/\",\"url\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\\\/\",\"name\":\"Does a parent need to cosign for a teen's auto insurance? - Aspen Gold Insurance Brokers\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/10\\\/Teen-auto-insurance-Aspen-Gold-Insurance-Brokers-Denver-CO-300x300.png\",\"datePublished\":\"2024-10-15T10:00:00+00:00\",\"dateModified\":\"2024-10-15T14:26:42+00:00\",\"description\":\"A teen's auto insurance is a necessity as they hit the road as a new driver. Contact our experienced insurance agents to learn your options.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/10\\\/Teen-auto-insurance-Aspen-Gold-Insurance-Brokers-Denver-CO.png\",\"contentUrl\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/10\\\/Teen-auto-insurance-Aspen-Gold-Insurance-Brokers-Denver-CO.png\",\"width\":1080,\"height\":1080},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/insurance\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Car Insurance\",\"item\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/insurance\\\/car-insurance\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Does a parent need to cosign for a teen’s auto insurance?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/\",\"name\":\"Aspen Gold Insurance Brokers\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/#organization\",\"name\":\"Aspen Gold Insurance Brokerage\",\"url\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/03\\\/Logos.jpg\",\"contentUrl\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/03\\\/Logos.jpg\",\"width\":576,\"height\":576,\"caption\":\"Aspen Gold Insurance Brokerage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/pages\\\/Aspen-Gold-Insurance\\\/345336135658858\",\"https:\\\/\\\/x.com\\\/AspenGoldInsure\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.aspengoldins.com\\\/blog\\\/#\\\/schema\\\/person\\\/3fed4a3b0a09c681115d73b3868cb488\",\"name\":\"agentinsure\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Does a parent need to cosign for a teen's auto insurance? - Aspen Gold Insurance Brokers","description":"A teen's auto insurance is a necessity as they hit the road as a new driver. Contact our experienced insurance agents to learn your options.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.aspengoldins.com\/blog\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\/","og_locale":"en_US","og_type":"article","og_title":"Does a parent need to cosign for a teen's auto insurance? - Aspen Gold Insurance Brokers","og_description":"A teen's auto insurance is a necessity as they hit the road as a new driver. Contact our experienced insurance agents to learn your options.","og_url":"https:\/\/www.aspengoldins.com\/blog\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\/","og_site_name":"Aspen Gold Insurance Brokers","article_publisher":"https:\/\/www.facebook.com\/pages\/Aspen-Gold-Insurance\/345336135658858","article_published_time":"2024-10-15T10:00:00+00:00","article_modified_time":"2024-10-15T14:26:42+00:00","og_image":[{"width":1080,"height":1080,"url":"https:\/\/www.aspengoldins.com\/blog\/wp-content\/uploads\/2024\/10\/Teen-auto-insurance-Aspen-Gold-Insurance-Brokers-Denver-CO.png","type":"image\/png"}],"author":"agentinsure","twitter_card":"summary_large_image","twitter_creator":"@AspenGoldInsure","twitter_site":"@AspenGoldInsure","twitter_misc":{"Written by":"agentinsure","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.aspengoldins.com\/blog\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\/#article","isPartOf":{"@id":"https:\/\/www.aspengoldins.com\/blog\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\/"},"author":{"name":"agentinsure","@id":"https:\/\/www.aspengoldins.com\/blog\/#\/schema\/person\/3fed4a3b0a09c681115d73b3868cb488"},"headline":"Does a parent need to cosign for a teen’s auto insurance?","datePublished":"2024-10-15T10:00:00+00:00","dateModified":"2024-10-15T14:26:42+00:00","mainEntityOfPage":{"@id":"https:\/\/www.aspengoldins.com\/blog\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\/"},"wordCount":306,"publisher":{"@id":"https:\/\/www.aspengoldins.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.aspengoldins.com\/blog\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.aspengoldins.com\/blog\/wp-content\/uploads\/2024\/10\/Teen-auto-insurance-Aspen-Gold-Insurance-Brokers-Denver-CO-300x300.png","keywords":["Auto insurance for teens","teen drive insurance"],"articleSection":["Car Insurance"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.aspengoldins.com\/blog\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\/","url":"https:\/\/www.aspengoldins.com\/blog\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\/","name":"Does a parent need to cosign for a teen's auto insurance? - Aspen Gold Insurance Brokers","isPartOf":{"@id":"https:\/\/www.aspengoldins.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.aspengoldins.com\/blog\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\/#primaryimage"},"image":{"@id":"https:\/\/www.aspengoldins.com\/blog\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.aspengoldins.com\/blog\/wp-content\/uploads\/2024\/10\/Teen-auto-insurance-Aspen-Gold-Insurance-Brokers-Denver-CO-300x300.png","datePublished":"2024-10-15T10:00:00+00:00","dateModified":"2024-10-15T14:26:42+00:00","description":"A teen's auto insurance is a necessity as they hit the road as a new driver. Contact our experienced insurance agents to learn your options.","breadcrumb":{"@id":"https:\/\/www.aspengoldins.com\/blog\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.aspengoldins.com\/blog\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.aspengoldins.com\/blog\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\/#primaryimage","url":"https:\/\/www.aspengoldins.com\/blog\/wp-content\/uploads\/2024\/10\/Teen-auto-insurance-Aspen-Gold-Insurance-Brokers-Denver-CO.png","contentUrl":"https:\/\/www.aspengoldins.com\/blog\/wp-content\/uploads\/2024\/10\/Teen-auto-insurance-Aspen-Gold-Insurance-Brokers-Denver-CO.png","width":1080,"height":1080},{"@type":"BreadcrumbList","@id":"https:\/\/www.aspengoldins.com\/blog\/does-a-parent-need-to-cosign-for-a-teens-auto-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.aspengoldins.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Insurance","item":"https:\/\/www.aspengoldins.com\/blog\/insurance\/"},{"@type":"ListItem","position":3,"name":"Car Insurance","item":"https:\/\/www.aspengoldins.com\/blog\/insurance\/car-insurance\/"},{"@type":"ListItem","position":4,"name":"Does a parent need to cosign for a teen’s auto insurance?"}]},{"@type":"WebSite","@id":"https:\/\/www.aspengoldins.com\/blog\/#website","url":"https:\/\/www.aspengoldins.com\/blog\/","name":"Aspen Gold Insurance Brokers","description":"","publisher":{"@id":"https:\/\/www.aspengoldins.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.aspengoldins.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.aspengoldins.com\/blog\/#organization","name":"Aspen Gold Insurance Brokerage","url":"https:\/\/www.aspengoldins.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.aspengoldins.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.aspengoldins.com\/blog\/wp-content\/uploads\/2020\/03\/Logos.jpg","contentUrl":"https:\/\/www.aspengoldins.com\/blog\/wp-content\/uploads\/2020\/03\/Logos.jpg","width":576,"height":576,"caption":"Aspen Gold Insurance Brokerage"},"image":{"@id":"https:\/\/www.aspengoldins.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/pages\/Aspen-Gold-Insurance\/345336135658858","https:\/\/x.com\/AspenGoldInsure"]},{"@type":"Person","@id":"https:\/\/www.aspengoldins.com\/blog\/#\/schema\/person\/3fed4a3b0a09c681115d73b3868cb488","name":"agentinsure"}]}},"_links":{"self":[{"href":"https:\/\/www.aspengoldins.com\/blog\/wp-json\/wp\/v2\/posts\/963","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.aspengoldins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.aspengoldins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.aspengoldins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.aspengoldins.com\/blog\/wp-json\/wp\/v2\/comments?post=963"}],"version-history":[{"count":6,"href":"https:\/\/www.aspengoldins.com\/blog\/wp-json\/wp\/v2\/posts\/963\/revisions"}],"predecessor-version":[{"id":974,"href":"https:\/\/www.aspengoldins.com\/blog\/wp-json\/wp\/v2\/posts\/963\/revisions\/974"}],"wp:attachment":[{"href":"https:\/\/www.aspengoldins.com\/blog\/wp-json\/wp\/v2\/media?parent=963"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.aspengoldins.com\/blog\/wp-json\/wp\/v2\/categories?post=963"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.aspengoldins.com\/blog\/wp-json\/wp\/v2\/tags?post=963"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}