Skip to content
Click to Call Client Center
Aspen Gold Insurance Brokers

11001 West 120th Ave, Suite 400
Broomfield, CO 80021

Get Directions

Request A Quote

Boat/Watercraft Insurance In Colorado

There's no doubt that life in Colorado is perfect for those who love the outdoors. But if you own a boat or other personal watercraft, ensuring you have the appropriate insurance coverage before you jet off on your next outdoor excursion is incredibly important. This is where our team at Aspen Gold Insurance Brokers can help. Contact one of our agents to get a quote today or review your current policy to see if we can save you money.

Contact An Agent

More Fun, Less Worrying

The reason most people purchase a boat or personal watercraft is to relax, have fun, and spend time with loved ones on the water. You shouldn't have any fears about the financial ramifications should something happen to your boat or someone on your boat. With the right insurance policy, you can leave your worries in the wake and feel confident that you will be protected should anything go wrong.

Get The Right Coverage For Your Boat or Personal Watercraft

Aspen Gold Insurance Brokers offer various types of coverage for your boat or other personal watercraft.

Liability Insurance Coverage

Protect yourself and other boaters in the event that you are at-fault in an accident while on the water. Get coverage for medical care, property damage, lost wages, and other costs.

Physical Damage Coverage

Get coverage for the cost of repairs to the boat after a claim. This can cover replacing the watercraft itself, the motor, permanently attached equipment, and even the trailer.

Other Optional Coverage

Get additional coverage for things like medical payments for passengers or yourself, prop damage, recovering a sunken watercraft, and more, depending on your unique needs.

Get A Quote

Why Work with Aspen Gold Insurance Brokers?

At Aspen Gold Insurance Brokers, we are independent agents. This means that we work with a multitude of different carriers instead of being tied to just one. By working with us, we can shop around on your behalf to find the highest level of boat coverage to suit your needs at the most budget-conscious price. Answer a few simple questions, and let us compare boat insurance quotes for you to find the best fit.

Contact An Agent

Boat and Watercraft Insurance FAQs

Is Boat Insurance Required By Law?

In the state of Colorado, boat insurance is not required by law. However, it is highly recommended as a safety net of protection in the event that something happens to your boat or someone in your boat. Additionally, if you are financing your boat, carrying boat insurance may be required by your lender. If you plan to store your boat at a marina, they may also require boat insurance.

What Types of Watercraft Does Boat Insurance Cover?

All types of watercraft need adequate insurance coverage. Boat insurance coverage can be used for various watercraft, including powerboats, bass boats, fishing boats, pontoon boats, sailboats, jet-skis, or other small personal watercraft.

Does Homeowners Insurance Cover A Boat?

The answer to this will depend on your policy. Some homeowners insurance policies may cover watercraft when on your property, but the coverage may not be adequate and have restrictions on watercraft size or damage limits. Having an insurance policy specifically for watercraft will provide the best coverage and protection.

Get Boat and Watercraft Insurance in Colorado with Aspen Gold

Our agents are ready to help you protect your boat or other watercraft while saving you money and keeping your premiums within your budget. For more information about boat insurance or to receive a no-obligation quote, please contact us today.

Get A Quote

Our Partners:

  • Acuity
  • Aflac
  • ASI
  • Auto Owners
  • Berkshire Hathaway
  • CNA
  • Figo
  • Genworth Life
  • Hagerty
  • Humana
  • Liberty Mutual
  • Nationwide
  • Pacific Specialty
  • pinnacol
  • progressive
  • prudential
  • safeco
  • secura
  • seneca
  • travelers
  • The Hartford
  • usli

Servicing States

  • Colorado
  • Arizona
  • Texas
  • Montana
  • Kansas
  • Ohio
  • Florida
  • Tennessee

Connect With Us !