As an employer, the last thing you want is an employee to be injured or become ill due to their job. As hard as you work to create a safe work environment and mitigate the risk of work-related injuries, they can still happen. At Aspen Gold Insurance Brokers, we can help you be certain that you have workers’ compensation insurance that covers you and your employees if things were to occur, like a slip and fall, a back injury, severe burns, carpal tunnel syndrome, or even death. Don’t hesitate to reach out to Aspen Gold Insurance Brokers to review your current work comp policy and see how we can improve your coverage while saving you money.
Employee injuries can happen when you least expect them, disrupting your day-to-day business operations and causing your employee financial stress. By having adequate work comp insurance, you are protecting both your employee and your business. You are protected by limiting your liability for potential injury or illness, and your employee is protected with benefits that can help them recover and be compensated during the process. Workers’ compensation insurance is a win-win for both parties.
Aspen Gold Insurance can help you get the right workers’ comp coverage for your business.
Get coverage for medical costs associated with an employee sustaining an injury or illness due to their job, including treatment costs, ongoing care costs, and rehabilitation costs.
Get coverage for a portion of your employee’s missed wages if they need to take time off to recover from a work-related illness or injury.
Get coverage if an employee is left disabled after a work–related incident. In the unfortunate event that death occurs, funeral costs can be covered.
Aspen Gold Insurance Brokers are independent agents serving employers in the state of Colorado. Because we are not tied to representing one single insurance carrier, we can compare coverage and rates from multiple insurance companies and help you get the policy that works for your business at a price that doesn’t hurt your bottom line. Contact us today and compare work comp prices with one of our brokers.
The state of Colorado requires employers with one or more employees to carry workers’ compensation insurance. This is true whether that employee is full-time, part-time, or a family member. Employers without work comp insurance can be fined up to $500 for every day without coverage.
When an employee has a work-related injury or illness, workers’ comp insurance helps cover medical expenses and lost wages, so the financial burden isn’t solely on your business. As soon as you have an employee file a work comp claim, reach out to your insurance agent to discuss the next steps.
The cost for worker comp insurance can vary greatly depending on the amount of payroll you pay. The best way to determine how much you will pay for work comp insurance is to get a quote based on your specific business needs.
Contact us with any questions you may have regarding work comp insurance in Colorado. We are eager to save you money and ensure you have the best coverage for your employees in case of a workplace accident. Contact us by phone, email, or click below to compare prices or get a quote.