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Aspen Gold Insurance Brokers

11001 West 120th Ave, Suite 400
Broomfield, CO 80021

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What is Included in a Motorcycle Insurance Policy?

Spending a nice afternoon on a long motorcycle ride can be fun and exciting.  While a motorcycle is a lot of fun to ride, it is also an expensive asset that needs to be properly covered by insurance.  For those that are in the Westminster, CO area, having a full motorcycle insurance policy can be a great option.  A motorcycle insurance policy will provide you with several different types of coverage.

Liability Coverage

The first type of coverage that will be included in your motorcycle insurance policy is liability insurance coverage. Liability coverage will provide you with financial coverage in the event you are found liable in an accident.  In the state of Colorado, you are required to have minimum motorcycle liability coverage of $15,000 per accident in property damage and $25,000 per person and $50,000 per accident in bodily injury coverage. Liability coverage will only provide coverage for the other party’s expenses.

Collision and Comprehensive Coverage

When you own a motorcycle, it is also likely a good idea for you to have collision and comprehensive insurance coverage. Collision and comprehensive insurance coverage will provide you with coverage in the event you are in an accident with an uninsured driver, if your vehicle is stolen or damaged by storm, or if you are in an accident involving an animal.  In many cases, having collision and comprehensive coverage will be a requirement of a lender if you have a loan on your motorcycle.  

For those that are in the Westminster, CO area and are in need of a motorcycle insurance policy, contacting Aspen Gold Insurance Brokers could be a great option.  Aspen Gold Insurance Brokers can help you to better understand your insurance needs and help you to get into a great policy today.