As a car owner, you’re likely familiar with the term ‘smash and grabs.’ Smash and grabs occur when opportunistic thieves quickly break into a vehicle by smashing the window and grabbing whatever they’re after. Smash and grabs can happen anywhere, even in peaceful towns like Broomfield, Arvada, Westminster, and South to Castle Rock, Parker and beyond. They can occur in driveways, shopping mall parking lots, on parked cars on the side of the road, and more. Loss from smash and grabs may be covered by your insurance from Aspen Gold Insurance Brokers serving the Denver Metro area, but the best step is to do what you can to prevent them from occurring.
Don’t Leave Valuables in Sight
The most effective way to deter a smash-and-grab is to keep your car free of visible valuables. Items like laptops, bags, phones, and even spare change can catch a thief’s eye. If you must leave something in your vehicle, store it in the trunk or glove compartment before you reach your destination.
Park Smart
When parking your car, especially at night, choose well-lit, busy areas. Thieves are far less likely to target vehicles in areas with high foot traffic or visible security cameras. Park in a garage or secured lot when possible.
Use Security Features
Install an alarm system or enable your car’s built-in security settings. Visible deterrents like blinking lights or steering wheel locks can make your vehicle less appealing to a thief. Some advanced systems even notify you of break-ins through mobile alerts.
Be Extra Cautious in High-Risk Areas
Be aware that smash-and-grab thefts are more common in certain locations, such as shopping centers, gyms, and significant public events. These places offer easy access to multiple vehicles with the assumption that people are away for extended periods.
Comprehensive auto insurance typically covers vehicle damage and stolen personal property. Review your policy with your representative at Aspen Gold Insurance Brokers to understand what’s protected, and consider additional coverage if you regularly carry valuable items in your car.
