Health Insurance Protects Both Your Finances and Your Health

benefits of health insurance

Are you in need of health insurance? The Aspen Gold Insurance Brokers in Colorado can provide it.

Why is health insurance necessary? It protects you from both health and financial risks. While no one plans to become ill or get injured, most people, regardless of age, need medical care at some point in time. Health insurance will cover the costs and offers many other important benefits, such as preventive care visits and vaccinations.

Health insurance gives you better access to quality medical care, resulting in lower mortality rates and better health outcomes. Simply put, health insurance can mean the difference between a healthy and sick life that brings on extra expenses.

This critical coverage helps to lower medical costs, making health care more affordable and accessible. It protects from the financial devastation of unexpected illnesses or accidents that can add up to thousands of dollars in many cases.

Many young adults feel they do not need insurance coverage. They are seldom sick and have never been hospitalized. But anyone can become seriously ill at any time or be in an accident, resulting in high medical costs, and putting them in severe financial straits.

For example, a broken leg, which can happen during a sporting event or a fall on the ice, can cost around $8000. Without insurance coverage, you would be responsible for the entire amount of this medical care. A good insurance policy will pay about 80% of that cost, with the policyholder paying only 20%.

Health insurance offers even greater savings to you in the event of a severe illness because it will help you avoid large medical debt and protects your financial assets.

Don’t be without this important coverage. The Aspen Gold Insurance Brokers can provide a quote or answer any questions. Contact our experienced insurance agents today.